Investors in Asia and Asia Pacific are getting increasingly sophisticated
in the knowledge of investment know-how, strategies and stay up to date with
financial instruments. However, it is still the US and UK which begins
innovating and coming up with news from asia financial products. For example, Asia only
recently introduced CFDs and carbon trading, replicating their western
counterparts. Likewise, the general Asian population tends to educate
themselves based on the investment instruments available to them.
Asia Investment Education - Corporate vs. Retail
Very broadly, there are 2 groups of investors - Corporate and
Retail. Most financial institutions conduct their own in-house training, hold
conference calls and send email updates to educate their employees. They also
have access to research reports of investment analysts, senior employees who
share their experiences as well as other corporate expensed services. For the
Retail investors, they are usually left on their own to read books, or search
the internet for resources to learn and guide their investment decisions. Many
of them have left the finance industry and thus are not able to
"feel" the market as well.
Asia Investment Education - Seminars
One other channel which is increasingly popular in Asia is the
attending of Investment Seminars. There are numerous vendors in the cities of
Hong Kong, Singapore, Malaysia, India, Indonesia and Japan who teach retail
investors how to invest. Topics cover a wide range from stocks, funds, options,
futures, warrants, forex, and even alternative investments such as property and
wine. The downside is that such seminars are often very expensive, averaging
US$2k for a 3-day seminar. Many retails investors also fall prey to get rich
quick vendors as the industry is highly unregulated.
Asia Investment Education - Effectiveness
The learning curve to investing is steep for a newbie investor
and one will need to do his research to seek out the best trainers. A cheaper
alternative to physical seminars will be online seminars or webinars, which are
often only a fraction of the price. Many online vendors also sell their
products in digital form, where you can download audio, videos and e-books for
your investment journey. All these resources and training are just tools; it is
up to the individual investor to hone his understanding to leverage on these
tools for maximum returns.
Asia Investment Education -Conclusion
Global financial markets are evolving rapidly every day; while
Asia still lags behind the Western Nations in investment sophistication, the
gap is also closing quickly.
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